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The Major Portfolio Threat Hiding In Plain Sight Of Most Investors

Over the last few months, I have reviewed over a dozen portfolios for individuals who weren’t clients but needed more clarity on their current portfolio. Within thirty minutes of looking at their portfolio, we—analysts at my firm and I— can determine the overall risk and forecasted return on a portfolio. Though I never wish to speak ill of other advisors, I have consistently seen one key mistake in people’s portfolios that is losing them far too much and giving them far too little. When we analyze a portfolio, we do this by stress testing the portfolio against bullish and bearish markets, analyzing its sensitivity to interest rates, and reviewing the expenses. The last of these, expenses, are what is driving me insane (and what I mentioned in the last paragraph)! Let me explain. There are three types of expenses that most people incur: An Advisor Fee. This is the fee
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Categories: Personal Finance.

Putting the Bull Market Into Perspective

The stories are starting to appear in the press again. We read and hear them every time the market makes a bullish (upward) move. They all sound similar and usually have the phrase “the market is moving too far too fast,” or “this is the longest bull market in history; it can’t last.” To anyone saying or thinking something similar, it’s to you that we are writing this week’s newsletter. Recently, we read an article called “Anatomy of a Bull Market” by Just Sibears. While you can, and should, read his article, we will summarize a few key points that we would like our readers to know. BULL MARKETS Regarding the current bull market, which started in March of 2009: This is currently the 7th longest bull market and 6th strongest in history. For it to become the longest in stock market history, it will need to continue through the
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Categories: Markets.

Market Commentary: Inaugural Year Lessons and What You Should Be Doing

It’s once again time for our monthly Market Commentary and I am discussing three things that anyone with any money invested anywhere should be considering. They are: Lessons learned from the transition of Presidential power as it affects the markets; The way to approach hitting the eighth year of a bull market; and What to expect this year along with the “must dos” for any investor right now I know there are all kinds of expectations for the market in the coming year. We hope you’ll approach this year as any: with deliberate, probability-based decision making that removes emotion and optimizes your potential. What We’re Reading Buffett Bought $12 Billion of Stock From Election Through Friday. We LOVE this story. It’s the perfect example of not letting politics get in the way of sound investing. We discuss this more in the market commentary video. What a great example for us
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Categories: Market Commentary, Markets, and Strategy.
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