The Five Characteristics to look for in a Financial Advisor

After a decade plus in the markets and after teaching and networking with over a thousand financial advisors, I have witnessed five characteristics that the best financial advisors have in common. These are the five things that I’ve told my family and friends to look for when considering an advisor. It’s a list that is born out of nothing but experience . . . just how any list should be created. The Five Characteristics of a Financial wholesale mlb jerseys Advisor that you should look for are . . . Independence- By independence I mean they own their own advisory firm. There is a major difference between independent advisors and those advisors that work for a big financial institution. The biggest difference is that independent advisors make their own decisions (money management, marketing, fee structure, etc.). These decisions are made by answering the question, “what is right for my client?”
Continue Reading

Categories: Personal Finance.

The Four Most Dangerous words when investing . . .

One of my investing heroes is Sir John Templeton. The guy was ??????? the ultimate contrarian. From 1954 to 2004 his flagship fund, returned an annual average of 13.8% compared to the S&P of 11.1%. His contrarian entschieden approach often had him investing in stocks and markets that that most people wouldn’t touch with a ten foot pole! I could go on and one about his life . . . but won’t (you can watch a fantastic biography of Sir Templeton’s life by clicking here), instead I want to focus on one principle that Sir Templeton often made decisions on, they cheap nfl jerseys are the most dangerous words in investing . . . he said, “The four most dangerous words in investing are, ‘this time is different’”. With that as the backdrop we turn our heads towards market history as a way to allocate a portfolio. Historically, the six
Continue Reading

Categories: Markets.

A Historical Look at October

Historians! Here’s a quick glance at some of the markets historical October facts. This historical information helps IGGA build portfolios based on probabilities pomme not possibilities. Since 1928 the S&P 500 averages a .4% return. Many famous market drops have cheap mlb jerseys occurred in October including the 1929 and 1987 crashes. October typically ends the six worst months out of the year. This means it’s typically a Metz great cheap nba jerseys time to be a buyer SUSPECTED? for the November – April cheap nba jerseys cycle. Because of its historical Friday low performance, October provides a great cheap jerseys opportunity cheap jerseys to sell out of the money options spreads.  
Continue Reading

Categories: Markets.