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Inflation’s Impact on Investing Returns

Whether you know it or not your investment returns are under attack. The attacker known as inflation, is silent and slow but  it’s impact can be substantial over time. Understanding inflation’s impact on returns is important as investors work towards accomplishing their financial goals. The chart below is divided into three different asset class – stocks, bonds and cash. For each asset class there are two listed compound annual returns, before inflation (on the left) and after inflation (on the right). The after inflation returns are commonly referred to as real returns. So why is this important? It’s simple. If you’re an investor striving to accomplish your financial goals without understanding their potential “real returns,” you may be investing in something that may not even allow you to accomplish your goals. It’s our opinion that people may have to invest more of their money in stocks longer than they would like
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Categories: Markets.

Market Commentary: Will we finish 2014 strong?

Coming off of one of the best bullish years in recent memory (2013), the question entering 2014 was whether we would sustain the bullish move. Well, so far the answer is wholesale nfl jerseys a resounding “YES!” The S&P 500 is currently sitting at a 9.8% return year to date. Healthcare, Technology and Consumer Staples have led the market with 22.02%, 14.55% and 10.04% returns respectively. Despite these positive returns in 2014, this . year hasn’t been without some market volatility. October saw the market pull back 10% for the first time in two years causing some to wonder whether the end to the bull-run has finally run its course. Listening to the mainstream media potentially enhanced these fears and created undue concern. It is our job as your Financial Advisors to look at the global markets and lay out the facts in an attempt to answer the question, “Will
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Categories: Markets.

The Four Most Dangerous words when investing . . .

One of my investing heroes is Sir John Templeton. The guy was ??????? the ultimate contrarian. From 1954 to 2004 his flagship fund, returned an annual average of 13.8% compared to the S&P of 11.1%. His contrarian entschieden approach often had him investing in stocks and markets that that most people wouldn’t touch with a ten foot pole! I could go on and one about his life . . . but won’t (you can watch a fantastic biography of Sir Templeton’s life by clicking here), instead I want to focus on one principle that Sir Templeton often made decisions on, they cheap nfl jerseys are the most dangerous words in investing . . . he said, “The four most dangerous words in investing are, ‘this time is different’”. With that as the backdrop we turn our heads towards market history as a way to allocate a portfolio. Historically, the six
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Categories: Markets.

A Historical Look at October

Historians! Here’s a quick glance at some of the markets historical October facts. This historical information helps IGGA build portfolios based on probabilities pomme not possibilities. Since 1928 the S&P 500 averages a .4% return. Many famous market drops have cheap mlb jerseys occurred in October including the 1929 and 1987 crashes. October typically ends the six worst months out of the year. This means it’s typically a Metz great cheap nba jerseys time to be a buyer SUSPECTED? for the November – April cheap nba jerseys cycle. Because of its historical Friday low performance, October provides a great cheap jerseys opportunity cheap jerseys to sell out of the money options spreads.  
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Categories: Markets.
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